✓LCR ratio 142% — 42pp above regulatory minimum, highest in 4 quarters
✓Global cash position $4.82B — exceeds $4.5B board target
▲EUR hedge ratio 78% below 80% policy threshold — 3 exposures require action
!2 counterparty limit breaches (Meridian Bank, Apex Securities) — credit committee notified
▲STP rate 97.2% below 98% target — SEPA rail degradation primary cause